An example might be, for example, five years from now, it may be decided by Government that employers can have access to myHR records. Or is may be decided that insurance companies can access myHR data. Make up other undesirable scenarios for yourself....
Given that once the data is in the myHR it can't be deleted, the only way you can protect yourself from this sort of regulation change in the future it to opt-out.
Think about it.
David.
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